MeToU provides programme-based payment infrastructure that helps organisations deliver funds and support services to beneficiaries in a controlled, auditable way. We do not offer cards or remittance services directly to the public.
OUR B2B SERVICES
1) PROGRAMME-BASED CARD DISBURSEMENTS
Enable closed-loop beneficiary programmes that use prepaid/debit card instruments issued through regulated partners (where required). Cards are made available only under an approved organisation’s programme rules.
2) CROSS-BORDER PAYOUTS
Support international disbursements for organisational programmes, including payouts to supported destinations via partner rails (e.g., bank accounts and/or approved mobile wallet channels, where available).
3) BENEFICIARY COMMUNICATIONS SUPPORT
Provide a managed communications bundle for programme participants (e.g., device + SIM options) to support alerts, welfare checks, and essential programme communications, subject to the sponsoring organisation’s policies.
4) INVOICING AND RECEIPTS
Online invoicing and payment receipt tools to support programme reporting, reconciliation, and audit requirements.
5) FX AND MULTI-CURRENCY SUPPORT
Multi-currency settlement and currency conversion support via partners, for approved organisational flows.
WHO THIS IS FOR
• Enterprises
• Government agencies and public-sector programmes
• Registered non-profits and NGOs
• Licensed payment/remittance businesses running closed programmes
• Employers and institutions running controlled stipend or allowance programmes
WHO THIS IS NOT FOR
• Individual consumers seeking a card
• Public “send money home” remittance services
• Anonymous sender-to-recipient transfers
• Open sign-ups without organisational sponsorship
HOW IT WORKS
1) Organisation onboarding (KYB) and programme approval
2) Programme rules configured (eligibility, limits, schedules, destinations)
3) Beneficiary onboarding under the sponsoring organisation’s programme
4) Funding and settlement handled under approved, monitored flows
5) Disbursement via card and/or payout channels (as configured)
6) Reporting, reconciliation, and audit support
COMPLIANCE & CONTROLS
MeToU supports organisational compliance needs, including programme-level controls, monitoring, and reporting. Where regulated services are required, payment and card functionality is provided through appropriately regulated partners. Availability of features varies by jurisdiction, partner coverage, and programme approval.